part of a health plan
Dental Insurance
Taking care of your teeth and gums is an important part of your overall health. Dental insurance can help reduce the cost of routine dental care and other covered services.
Depending on the plan, dental insurance may help pay for:
- Routine exams and cleanings
- X-rays
- Fillings
- Crowns
- Dentures
- Other covered dental services
Some health plans include dental benefits, while others do not. You can also purchase a stand-alone dental insurance plan.
Before choosing a plan, it's important to understand what is covered, which dentists participate in the plan, and what you may have to pay out of pocket.
not a replacement
Cancer Insurance
A cancer diagnosis can bring unexpected medical expenses and financial concerns. Cancer insurance is supplemental coverage designed to provide additional financial support if you are diagnosed with cancer.
Depending on the policy, benefits may help with expenses such as:
- Copayments and deductibles
- Hospital stays
- Cancer treatments
- Transportation to treatment
- Certain medications and services
- Other expenses covered by the policy
Cancer insurance does not replace your regular health insurance. Instead, it can provide additional financial help when you need it most.
Every policy is different. We can help you understand the benefits, costs, and limitations so you can decide whether cancer insurance is right for you.
does not cover this
Long-Term Care Insurance
Long-term care insurance can help pay for care if you need assistance with everyday activities or are no longer able to live independently.
Depending on the policy, coverage may help pay for:
- Care in your own home
- Assisted living
- Nursing home care
- Adult day care
- Other covered long-term care services
Medicare generally does not cover most long-term custodial care, and regular health insurance typically does not cover these services.
Planning ahead may give you more choices about the type of care you receive and may help protect your savings and assets.
The cost and availability of long-term care insurance can depend on your age, health, and the insurance company. That's why it's important to explore your options before you need care.
part of a health plan
Vision Insurance
Taking care of your eyesight is an important part of staying healthy and independent. Vision insurance can help lower the cost of routine eye care, glasses, and contact lenses.
Depending on the plan, vision benefits may help cover:
- Routine eye exams
- Prescription eyeglasses
- Frames
- Contact lenses
- Other covered vision services
Some health plans include vision benefits, while others do not. You may also be able to purchase a stand-alone vision insurance plan.
If you regularly need eye exams, glasses, or contacts, vision insurance may help reduce your out-of-pocket costs.